Terms of Use

1. Acceptance of Terms

By accessing, browsing, or using the SignalLedger website at signalledger.com (the "Website"), you agree to be bound by these Terms of Use ("Terms") in their entirety. These Terms constitute a legally binding agreement between you and the operators of SignalLedger. If you do not agree to these Terms, you must not access or use the Website.

These Terms should be read in conjunction with our Privacy Policy, Cookie Policy, Risk Disclaimer, Educational Disclaimer, and Advertising Disclosure, all of which form part of the agreement between you and SignalLedger.

2. Nature of the Website

SignalLedger is an independent educational and informational publisher. Our mission is to improve financial literacy by providing accessible, well-researched content about financial markets, trading platforms, investing concepts, and related topics.

We operate entirely as an educational publisher. Our assessments of platforms, products, and services are conducted for informational and educational purposes only and are not a substitute for independent professional financial advice.

3. Educational Content Only

All content published on this Website — including articles, guides, platform reviews, comparison tables, tutorials, and any other material — is provided for educational and informational purposes only. It is intended to help readers understand financial concepts and the landscape of available tools and platforms, not to guide specific financial decisions.

Our content does not take into account any individual reader's financial circumstances, investment objectives, risk tolerance, tax position, or any other personal factors that a qualified financial adviser would consider before making a recommendation. What may appear suitable for one person based on general educational discussion may not be appropriate for another.

Trading financial instruments — including but not limited to shares, contracts for difference (CFDs), spread bets, foreign exchange, commodities, and cryptocurrencies — involves a significant risk of financial loss, including the potential loss of all invested capital. You should conduct your own thorough research and, where appropriate, seek independent professional financial advice before making any financial decisions.

4. Permitted Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Website for your own personal, non-commercial educational purposes.

You agree that you will not:

• Reproduce, copy, distribute, republish, download, display, post, or transmit any portion of the Website's content in any form or by any means, whether commercial or non-commercial, without our prior written permission.
• Use automated tools, bots, scrapers, or similar technologies to access, harvest, or extract content from the Website without our prior written authorisation.
• Use our content in a way that is misleading, deceptive, or likely to cause confusion about the nature or source of the content.
• Attempt to gain unauthorised access to any part of our systems, servers, databases, or user accounts.
• Use the Website in any way that violates applicable local, national, or international law or regulation.
• Use the Website to transmit unsolicited communications, spam, or any content that is harmful, offensive, or in breach of any third-party rights.

5. Intellectual Property

Unless otherwise indicated, all content on the Website — including but not limited to text, articles, editorial reviews, comparison methodologies, images we have created, design elements, code, and the overall look and feel of the Website — is the intellectual property of SignalLedger and is protected by copyright, database rights, and other applicable intellectual property laws.

The SignalLedger name, logo, and any associated branding are our proprietary marks. You may not use our name or branding in any way that implies affiliation with or endorsement by SignalLedger without our prior written consent.

Where we reference or reproduce content owned by third parties — such as platform names, trademarks, screenshots, or publicly available data — we do so on the basis of fair dealing for the purposes of criticism, review, or reporting, or with appropriate attribution and permission. All third-party marks remain the property of their respective owners.

You may share links to our pages and cite brief, attributed quotations for the purposes of commentary. Reproduction of substantial portions of our content — including entire articles or reviews — requires our prior written permission. To request permission, please contact us.

6. Third-Party Links and Platforms

Our Website contains links to, and discussion of, third-party platforms and services — including trading platforms, investment apps, financial tools, and reference sources. These links are provided for educational and comparative purposes to help our readers understand the available options. The inclusion of any link does not constitute an endorsement of the linked website, its products, or its operators.

We have no control over the content, availability, accuracy, or practices of third-party websites. We are not responsible for the conduct of any third-party platform, the accuracy of their published information, or any loss arising from your use of a third-party service. You access third-party websites at your own risk and subject to their own terms of use and privacy policies.

Platform features, fees, regulatory status, and other material details can change at any time. We aim to keep our content up to date but cannot guarantee that all third-party information reflected in our articles and comparison pages is current. We recommend verifying important details directly with any platform before making a decision.

7. Advertising and Affiliate Relationships

SignalLedger may earn revenue through affiliate commissions when users click through to third-party platforms from our Website and complete a qualifying action such as registering for an account. We may also display advertising from third-party advertising networks. These commercial relationships do not affect our editorial assessments, which are conducted independently of our commercial operations.

For full details of our funding model, what we accept and do not accept, and how we protect editorial independence, please read our Advertising Disclosure.

8. Disclaimer of Warranties

This Website and all content on it are provided on an "as is" and "as available" basis, without any warranties of any kind, whether express or implied. To the fullest extent permitted by applicable law, SignalLedger expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, completeness, timeliness, and non-infringement.

We make reasonable efforts to ensure that the information on our Website is accurate, current, and complete, but we do not warrant that it is free from errors, omissions, or inaccuracies. Financial information, platform details, regulatory statuses, and market data may change frequently. We recommend independently verifying any material information before relying upon it.

We do not warrant that the Website will be available at all times, that access will be uninterrupted, or that the Website or its servers are free from viruses or other harmful components. You are responsible for taking appropriate precautions to protect your own systems.

9. Limitation of Liability

To the maximum extent permitted by applicable law, SignalLedger and its operators, contributors, and associates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive losses or damages arising from or in connection with:

• Your access to or use of (or inability to access or use) the Website;
• Any reliance on information, content, or materials published on the Website;
• Any trading or investment decision made by you following your use of the Website;
• Any loss of capital, profits, data, or goodwill;
• The conduct or content of any third-party website linked from our Website;
• Any interruption, suspension, or cessation of the Website.

This limitation applies whether the alleged liability is based in contract, tort (including negligence), misrepresentation, or any other legal theory, even if SignalLedger has been advised of the possibility of such damages.

Nothing in these Terms shall limit or exclude our liability for fraud, fraudulent misrepresentation, death, or personal injury caused by our negligence, or any other liability that cannot be excluded or limited under applicable law.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time at our sole discretion. Changes will be reflected by updating the "Last updated" date at the top of this page. Where changes are material, we may take additional steps to notify users. Your continued use of the Website after any changes have been posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

11. Governing Law and Jurisdiction

These Terms of Use, and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts of England and Wales to settle any such dispute or claim, without prejudice to any applicable mandatory consumer protection provisions that may entitle you to bring proceedings in your local jurisdiction.

12. Severability

If any provision of these Terms is found by a court of competent jurisdiction to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.

13. Contact

If you have any questions about these Terms of Use, or if you wish to request permission to reproduce our content, please contact us via our Contact page.